How Kiddie Kredit teaches kids about credit

Kids build a Kredit Score from 0 to 100 by doing chores. It works more like real credit: doing chores on time counts most, a missed chore costs a little, and doing the next ones on time wins it back.

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A child's Kredit Score screen: 82, Super, and the five parts that grow it, each matched to how real credit works
Features

Built for kids, run by grown-ups

Cub mode for a child who doesn't read yet: the score as a bar, and chores and rewards as big picture tiles
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Cub and Panda

Cub is for kids who don't read yet: big icons, and every line is read aloud. Panda is for readers, with full wording. Both come in English and Spanish.

Adding a chore: its category, its size in Bamboo Bucks, how often, who approves it, and whether to ask for a photo
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You stay in charge

You set the chores and what each one is worth. Kids tap Done, and you approve or send it back. Leaving child mode needs your PIN.

Wishes

Kids can wish for something that isn't a reward yet. Each wish dips the score a little, like asking for credit.

Borrow and pay back

Kids can borrow Bamboo Bucks and pay them back on time. Paying back on time helps the score.

Offers

Kids propose a chore and what they'd earn. You say yes, change it, or say not this time.

The Money Meeting

10 minutes a week on the score, the wins and next week's goal, one child at a time.

Chore categories and photos

Sort chores by kind, and ask for a photo when you want proof. Photos stay off until you turn them on for each child.

Screen Time with Family Plus

On iPhone and iPad, the apps you choose pause until today's chores are approved.

What parents say

What parents have said about Kiddie Kredit.

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Dishardesigns
App Store review, October 2023
Five green stars in a row

“This app is a game changer in teaching my grandchildren the importance of building credit. I wish I had something like this growing up!”

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FAQS

Frequently Asked Questions

Have a question we didn't answer here? Our guides cover every screen, or get in touch.

Does my child need their own phone?
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Do rewards need to cost money?
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How much does Kiddie Kredit cost?
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Is the Kredit Score tied to my child's real credit score?
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Can clubs and schools use Kiddie Kredit?
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Do you make other apps?
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